Neptune Beach FL Cottage Style Homes for Sale

Location, Location! Just four short blocks to the beach, this single-story concrete block home offers an exceptional opportunity in a highly desirable area. Enjoy a short stroll to Jarboe Park, featuring tennis, pickleball, playgrounds, volleyball, basketball, and more. This 3-bedroom, 2-bath home includes beautiful hardwood floors and a dedicated office space, offering both character and functionality. Being sold for land value, this property presents incredible potential--whether you choose to build new or reimagine the existing structure into a charming coastal retreat tailored to your vision. The City just installed a new drainage system on this road and added new sidewalk in front of this home. All windows have been replaced, HVAC is 2015. Electrical box replaced in 2005. Updated plumbing in 1998. Roof will need replacement but NOT leaking. Well for irrigation. Sprinkler system in front yard and backyard. This is an AS IS SALE. Tenant moved out June 1st. See supplemen Setback requirements for a new build are as follow from the City of Neptune Beach for new construction on this lot are as follows: - 50% maximum lot coverage - 7 feet on each side. - Front setback is 15 feet. - Rear setback 25 feet. - Floor area ratio would allow for a 2 story 3500 sq ft home on this lot which is 50 x 110

426 Myra Street, Neptune Beach

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST.

Selling Office: .

$1,650,000

3 Beds ⋅ 3 Baths ⋅ 2149511 MLS

Charming old Neptune Beach farm house with original oak hardwood floors. Newly renovated designer kitchen, 2 bedroom 2 bath, butlers pantry, wood paneled study, Florida styled living room looking out to tropical orchard . Detached 1 bedroom, 1 bath cottage with private court yard. Home sits on two buildable lots with large Magnolia trees. Profitable rental income $4K - $5K mo. 2 blocks to ocean & beach access and 2 blks to Town Center, all new kitchen appliances, large bedroom closets, large attic for storage or add additional second floor bedroom & bath. Well for irrigation, tropical side courtyard off main house. Private fenced back yard.

515 3rd Street, Neptune Beach

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY.

$765,000

3 Beds ⋅ 2 Baths ⋅ 2141243 MLS

Just 2 blocks to the ocean, this charming 3-bed, 2-bath + Lg Flex room home in Neptune Beach blends coastal living with thoughtful updates. Fully rebuilt from the studs in 2012, it now lives like a modern beach retreat. A wraparound front porch sets the tone, perfect for coffee or evening breezes. Downstairs plank tile flooring w/ wide stairs lead to an upstairs landing with an indoor laundry area & laminate flooring. The 3 bedrooms are upstairs. The large primary offers an oversized walk-in closet. Efficient E-glass windows & detailed wood moldings throughout. Updated systems: Spray foam attic, 2 new AC's (2024), tankless water heater (2024), roof (2018)-make this home move-in ready. A shared driveway easement provides access. The City has emailed the option to build an 18'-wide garage behind the home. With top A-rated schools nearby and the beach just blocks away, you can walk or bike to almost everything. Beaches Town Center and Jax Beach offer endless dining, shopping & relaxation SURVEY ON FILE. NO SELLER'S DISCLOSURE OFFERED AS THIS HAS BEEN A RENTAL.

401 Margaret Street, Neptune Beach

Listing courtesy of HOUSE & HAVEN.

Selling Office: .

$650,000

3 Beds ⋅ 2 Baths ⋅ 2116988 MLS

Discover a rare Neptune Beach opportunity - two charming cottages just a few blocks from the ocean! Built in 1934, these homes have been thoughtfully enhanced to blend vintage charm with modern convenience. Updates: metal roofs, vinyl windows, refreshed bathrooms, updated plumbing & electrical, and efficient window-wall A/C units. Set on a desirable corner lot east of A1A, this property offers the ultimate coastal lifestyle—walk or bike to the Beaches Town Center for dining & shopping. Cottage #234 features 2BD/1BA, a small loft, and fenced area perfect for storing beach bikes & surfboards. Cottage #232 offers 1BD/1BA, making it ideal for guests or rental income. Both cottages include their own washer & dryer for added convenience. A quaint garden courtyard connects the homes, creating a private retreat for relaxing. Off-street parking is available. With rental income history dating back to 1999, this is a fantastic opportunity for investors or anyone seeking a versatile beach retreat

234 Hopkins Street, Neptune Beach

Listing courtesy of BEST COAST REALTY LLC.

Selling Office: .

$830,000

3 Beds ⋅ 2 Baths ⋅ 2096258 MLS

Multiple Offers Received, Highest & Best due 5pm on 12/04/2025. An amazing opportunity to own the newest home on a prime corner lot in desirable Camelia Terrace. Situated along the Hopkins Creek and just one mile to the ocean, this community was established in the 1980's and has just 64 homesites. The neighborhood of oversized homesites is shaded by age-old oaks and has only two access roads creating the perfect balance of privacy and community. Newer than all the others, this home was built in 2018 and has 3 bedrooms and 2 baths. It sits on 1/3 of an acre and spans 2,081 square feet including an 8'x12' backyard studio. There is an abundance of parking with an extended driveway that leads to a courtyard entry, oversized 26' deep garage. This stunning beach cottage showcases quality craftsmanship throughout. The durable Hardie Board siding gives the exterior lasting appeal, while inside you'll find gorgeous 5-inch handscraped wood-like plank flooring flowing seamlessly throu Eight-foot tall interior doors and soaring vaulted ceilings create an open, airy atmosphere that feels both grand and comfortable. The heart of this home is the impressive kitchen, featuring a large center island. Soft-close white shaker cabinetry with 42-inch uppers provides ample storage space. All is complemented by the gorgeous marbled quartz counters. The stainless appliances include an LG Smart French Door fridge with that handy InstaView Door-in-Door feature. A well-shelved pantry closet keeps everything tidy and within reach. Adjacent to the kitchen is the dining room that opens through French Doors for dining alfresco on the lovely courtyard. The perfect transition from garage to kitchen is the thoughtfully designed laundry center. This generous space features built-in cabinetry, butcher block folding counters and a handy utility closet. The room is so spacious it could easily double as an office or craft room. The oversized family room serves as the home's cozy gathering spot, complete with a wood-burning fireplace with beautiful marble surround and hearth. Cathedral ceilings soar overhead, while French doors lead to the spectacular 26' x 16' covered lanai. This outdoor space overlooks the tropically landscaped, fenced backyard where pavers create a charming path to the firepit area. Speaking of outdoor spaces, continue down the path to a real conversation starter. From the outside, it looks like an adorable and charming she-shed, but step inside to discover a fully conditioned man-cave. It's the perfect retreat for hobbies, relaxation, or those moments when you just need some time alone. The thoughtful split-bedroom floor plan places the sunlit spacious primary bedroom on one side of the home. The ensuite bath feels like a personal spa with its 24-inch marble tile flooring, dual sinks, and an oversized vanity topped with marble counters. The huge shower features a seamless glass surround, pebble flooring, and classic subway tile walls. A private water closet adds convenience, while the uniquely designed walk-in closet offers a central dressing area leading to two separate closets for each partner...or shoes. On the other side of the home are the two guest bedrooms and both are equally well-appointed. One connects to a nicely sized guest bathroom and includes two side-by-side closets. The third bedroom features a generously sized walk-in closet. The 22' x 100' side yard with street access offers incredible versatility. Park your boat, set up a workshop or start planning that pool you've always wanted. The space is ready to customize to fit your lifestyle. This area also includes an outdoor shower (with hot water) and direct access through a passenger door to the garage. From the durable construction materials to the thoughtful interior finishes, every detail has been considered. The combination of indoor and outdoor living, multiple areas for storage and hobbies, and the prime one-mile proximity to the beach makes this property truly special. Whether you are looking for a peaceful retreat, a place to entertain friends and family, or simply a beautiful home in one of Neptune Beach's most sought-after neighborhoods, this property offers it all in one perfectly designed package.

649 Goldenrod Lane S, Neptune Beach

Listing courtesy of WATSON REALTY CORP.

Selling Office: .

$550,000

4 Beds ⋅ 2 Baths ⋅ 2083857 MLS

Your beach life blooms at 573 Oleander Street in Neptune Beach. This coastal charmer features sun-filled spaces, both inside and out, on a quiet, tree-lined street. When sipping your morning coffee on the front deck swing, you are mere moments from everything the island has to offer! Will it be a beach day? How about pickleball at Jarboe Park? Want to try the new cafe at Atlantic Beach Town Center? Maybe a music festival at the Seawalk Pavilion? All are just a short walk, bike ride, or golf cart cruise away. In the fully fenced backyard, you'll find twin outbuildings: a workshop on one side and a detached studio ADU on the other—a perfect flex space to design your private office or creative hideaway. Think surfboard rack by the door, string lights overhead, and sea breezes rolling in. From front deck hangs to BBQs, everything here invites connection and good vibes. Roof 2023 and replumbed with PEX plumbing for peace of mind. This is more than a home—it's a way of life. Come live it!

573 Oleander Street, Neptune Beach

Listing courtesy of ATLANTIC SHORES REALTY OF JACKSONVILLE LLC.

Selling Office: .

$1,150,000

3 Beds ⋅ 2 Baths ⋅ 2083869 MLS

Welcome home to the heart of Neptune Beach—just steps from the ocean on a spacious corner lot. This classic coastal cottage, lovingly maintained since 1948, offers timeless charm with endless possibilities. Enjoy the flexibility of a livable floor plan that's easy to expand or simply embrace as is. Start your mornings with ocean sunrises and end your day on the rooftop deck soaking in the sunset. With only steps from your porch to the sand, the beachside lifestyle is yours—whether it's shelling, surfing, or just unwinding in the sun. Stroll, bike, or golf cart to Beaches Town Center, Jarboe Park, or Seawalk Pavilion. This pedestrian-friendly, vibrant community invites you to live fully and coast happily.

120 Lora Street, Neptune Beach

Listing courtesy of ATLANTIC SHORES REALTY OF JACKSONVILLE LLC.

Selling Office: .

$975,000

3 Beds ⋅ 1 Baths ⋅ 2075610 MLS

OPEN HOUSE SATURDAY 3/29 12:00 - 2:00. FABULOUS OPPORTUNITY IN NEPTUNE BEACH, EAST OF 3RD to either build or move into this charming beach cottage. The current home is a 3/1 and sits on a 50 x 100 lot, 2 blocks from the beach and 9 blocks to the Atlantic Beach Town Center. The possibilities are endless.....Come enjoy the beach lifestyle today. Audio and video recording on property and don't be alarmed if you see two cats, they can go in or out!

1105 2nd Street, Neptune Beach

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS.

Selling Office: .

$585,000

3 Beds ⋅ 2 Baths ⋅ 2043891 MLS

Incredible opportunity in Neptune Beach! Amazing location 4 blocks off ocean on dead end St next to canal! Extremely private. NO drive by traffic on foot, bikes or vehicles! NO ONE! There are only 2 other streets & only 5 other homesites like this in Neptune Beach! Experience swirling majestic breezes in backyard adorned w tall Palmetto Palms & lush mature tropical plants: Indian rubber, yucca, split leaf philodendron are a few. Walk or bike to the beach, schools, church, parks, library, Pier, AB, restaurants, shops, wine rooms, music venues, theatres & more! Home has amazing bones, loads of improvement potential! Value is in the real estate! Electrical is buried underground, shallow well for irrigation! Lot is high & dry has never flooded. Very strong structural integrity. New roof installed in 2020 gutters & hurricane clips. All hardwood paneling & exposed brick inside. Exterior shower convenient for surf cleanup. Come see what's possible at this tropical retreat in Neptune Beach

569 Myra Street, Neptune Beach

Listing courtesy of COLDWELL BANKER VANGUARD REALTY.

Selling Office: .

$630,000

3 Beds ⋅ 1 Baths ⋅ 2044313 MLS

Welcome to this beautifully renovated 3-bedroom, 1-bathroom home in the desirable Neptune Beach community. This charming coastal retreat offers modern comforts with a touch of beachy character. The updated kitchen, perfect for entertaining, features stylish cabinetry, sleek countertops, and stainless steel appliances. The living area provides a cozy space for relaxation. All three bedrooms are generously sized with ample closet space, and the updated bathroom includes modern fixtures and finishes. The home is enhanced with easy-to-maintain Luxury Vinyl Plank flooring throughout. Renovated in 2021, it includes a new roof and AC system, ensuring long-term peace of mind. Outside, enjoy a spacious yard ideal for outdoor activities, gardening, or soaking up the Florida sunshine. The location is unbeatable—just a short walk or bike ride to the beach, parks, and Neptune Beach town center with its shops and restaurants.

565 Lora Street, Neptune Beach

Listing courtesy of FLUID REALTY, LLC..

Selling Office: .

$3,235,000

4 Beds ⋅ 4 Baths ⋅ 2020342 MLS

Discover coastal living at its best in this beautifully designed home just one block from the ocean. This property seamlessly blends modern architecture with the comforts of a high-end residence. Enter through a unique side court to find a kitchen any home chef would admire, complete with Sub-Zero, Wolf, and Miele appliances. The spacious master suite includes an office and gym area, a custom walk-in closet, and a master bath with a steam shower featuring digital controls and a sleek stone tub. The home's billiard room, with its elegant walnut cabinetry, offers a refined space for entertainment and relaxation. The outdoors is equally inviting with a wood-burning fireplace, a swimming pool and spa surrounded by turf, and a custom brick summer kitchen. This property is designed for those who appreciate a close connection to the sea and a relaxed lifestyle. It's a blend of convenience, quality, and location. This impeccable home brings both comfort and style to beachside living.

205 Bowles Street, Neptune Beach

Listing courtesy of COMPASS FLORIDA LLC.

Selling Office: .

$1,900,000

4 Beds ⋅ 4 Baths ⋅ 2018229 MLS

**PLS CLICK ON DOCUMENTS TO SEE FULL PROPERTY DESCRIPTION** Located in Neptune Beach's ''sweet spot'' just a few short blocks south of ''the corner'' and across from the ocean, this fully renovated and updated duplex-cottage offers unobstructed ocean views. Originally built in 1926, the current owner painstakingly restored and renovated the cottage to meet today's modern lifestyle preferences while preserving the charm of the original beach cottage. The special abode, set amongst breezy palms, feat 2bd/2ba upstairs and 2bd/1 1/2ba down. Catch the day's first surf break, enjoy the spectacular ocean sunrise from your beach-side covered balcony and walk to the beach's buzzy restaurant scene...BEACHSIDE LIVING AT ITS BEST! Each residence, from entry to parking, to entertaining spaces, has been thoughtfully designed with privacy for each occupant in mind. Each unit has private entries and mailboxes. ** Click 'more' to read on*** Parking in this popular neighborhood can be a challenge, however the rear driveway (fits 4 cars) and 2 car garage (accessible to the 2nd floor unit) and the front driveway (providing parking for the 1st floor unit) allow plenty of parking for residents and guests.

628 Midway Street, Neptune Beach

Listing courtesy of WATSON REALTY CORP.

Selling Office: .

$4,150,000

4 Beds ⋅ 3 Baths ⋅ 2017511 MLS

This Neptune Beach jewel is arguably one of the most enchanting oceanfront properties on the North Florida coast! Highly sought-after local architect put his magic to work preserving the 1930 era bungalow while masterfully incorporating modern elements which include a magnificent kitchen with panoramic ocean views and a divine guest cottage. End result...a spellbinding coastal abode!

816 Ocean Front, Neptune Beach

Listing courtesy of WATSON REALTY CORP.

Selling Office: .

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Neptune Beach Cottage Style Real Estate & Homes