706 N 15th Street, Fernandina Beach, FL 32034

$399,999
3
BD
2
BA
1,220
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Sold Price
$399,999
List Price
$399,999
Status
CLOSED
Days on Market
2
Closing Date
Feb 09, 2026
MLS#
114608
Subtype
Residential
Style
One Story
Year Built
1990
Bedrooms
3
Bathrooms
2
Full Baths
2
Living Area
1,220
Acres
0.20
Subdivision
Highland Oaks

Property Description

Come explore this 3 bedroom, 2 bath home offering 1,220 square feet that lives larger than expected thanks to an open floorplan and abundant natural light. Situated on a beautiful lot, this property features a welcoming layout, bright interiors, fenced yard, rear deck and a new roof installed in 2019, providing peace of mind and long term value. Ideally located near historic downtown Fernandina, this home places you minutes from downtown shops, dining, and local events, as well as a short drive or bike ride to the beach. This highly desirable area continues to be a strong investment due to its charm, walkability, and enduring demand. This home is not in a flood zone, has no HOA and can be rented 30 days+. With solid bones, charming details, and all the essentials already in place, this property presents an excellent opportunity for a buyer to make smart upgrades and unlock significant upside. It would not take much to elevate this home and create an exceptional island residence or investment property. Whether you are seeking a primary home, second home, or value add investment on Amelia Island, this is a rare opportunity close to both historic downtown and the beach.

Additional Information

Interior Features
Ceiling Fan(s), French Door(s)/Atrium Door(s)
Financing
Conventional
Property Description
One Story
Zoning
R-1
Appliances
Dishwasher, Oven, Refrigerator, Stove
Heating
Central, Electric, Heat Pump
Air Conditioning
Central Air, Electric
Stories
1
Levels
One
Roof
Shingle
Parking Features
Two Car Garage
Garage Spaces
2

Listing courtesy of ERA FERNANDINA BEACH REALTY.

Selling Office: SUMMER HOUSE REALTY.

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks