A solid concrete block home nestled in the heart of Oak Harbor, just minutes from the Intracoastal and Atlantic beaches. This 3-bedroom, 1-bath residence sits on an oversized lot, offering plenty of space and potential for outdoor living, gardening, or future expansion. Key updates include a roof (2015), sewer line to the street (2016), and HVAC system (2017), providing peace of mind for major systems. No HOA and just a short drive to Mayport, Hanna Park, and local dining and shops