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$900,000
3 Beds 2 Baths 2153066 MLS
Located in the historic City Mart Building in downtown Fernandina Beach, this 1500 sqft space is one of few properties offering this flexibility. Zoned C-3, allowing residential, retail, office, or mixed-use, the possibilities here are incredible! Accessed from a breezeway on S 3rd St, double glass doors open to a spacious room well-suited for a retail shop, gallery, or living area. A large room with custom built-ins is ideal as an executive office, bedroom, or space to browse in a boutique setting. The ground level also includes a kitchenette, half bath, and storage. The upper level provides access to a shared balcony and includes a large flex area as well as three private rooms, a large second kitchenette and additional half bath. The City Mart building is one of Fernandina's most recognizable landmarks, fronting Centre Street, and home to Fantastic Fudge and professional offices. The 3rd St. location offers visibility and foot traffic if desired for retail, while the breezeway entrance creates a more tucked-away, private feel. The layout naturally supports retail or gallery space below with residential or studio space above. Imagine a boutique, yoga or art studio, live/work arrangement, or monthly furnished rental. The historic district has stood the test of time as a walkable, working downtown and year-round hub for dining, curated boutiques, and beloved community events. That authenticity is a defining feature of the island's enduring appeal. A zoning confirmation letter outlining permitted uses for C-3 zoning is on file; buyer shall seek permits for renovations or change of use, if required. Seize this opportunity to establish your presence in the heart of Amelia Island's vibrant historic district!

5 S 3rd Street Unit B, Fernandina Beach

Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS.

$749,000
3 Beds 2 Baths 2144930 MLS
Seller offering up to $10,000 toward buyer closing costs and prepaids with an acceptable offer! Completely remodeled historic Amelia Island home overlooking Central Park and located near the beach, historic downtown, waterfront, local dining, and shopping. This 3-bedroom Fernandina Beach home blends the character buyers want with modern updates, including refinished original hardwood floors, updated plumbing and electrical, new windows and ductwork, plus custom 6'' baseboards, casings, crown molding, and stair rails. Natural light fills the home. The kitchen was designed to stand out, featuring solid wood slim shaker cabinetry with soft-close hinges, quartz countertops, decorator tile backsplash, Amerock hardware, stainless appliances, and bar seating. The upstairs primary suite offers a custom walk-in closet and a spacious bathroom with dual vanities, soaking tub, decorator tile, and a large walk-in shower with dual shower heads. Two downstairs bedrooms provide flexible space for guests or a home office. Main floor bathroom includes a walk-in glass shower with timeless finishes. Outside, the paver driveway and walkways add curb appeal while the fenced backyard, mature trees, spacious rear deck, and shed create usable outdoor space for entertaining, storage, hobbies, or enjoying the coastal lifestyle. Set on a 4,356 sq ft lot directly across from Central Park with quick access to downtown Fernandina Beach and Amelia Island beaches, this move-in ready home offers the rare combination of historic charm, modern improvements, and one of the most convenient island locations. Furniture negotiable and optional home warranty available with accepted offer.

1230 Beech Street, Fernandina Beach

Listing courtesy of SUMMER HOUSE REALTY.

$1,689,000
2 Beds 2 Baths 2141263 MLS
Tucked along the tranquil shores of Eagan's Creek, this charming waterfront cottage offers the ultimate Amelia Island lifestyle. Located on the sought-after north end, this fully remodeled home sits on a quiet street just minutes from the shops and restaurants of Centre Street. On city water and sewer, and no HOA or CDD fees or restrictions -- so there's plenty of room to bring your boat or RV and truly enjoy coastal living your way! Having undergone a complete renovation by Pickett Construction, this home blends coastal elegance with modern upgrades. Plans are drawn for an 800-sq-ft addition that would add two bedrooms, maximizing potential. The open-concept living, kitchen, and dining area are designed to capture breathtaking marsh views and unforgettable sunset skies. The owner's suite offers a walk-in closet with custom built-ins and a beautifully remodeled en suite bath. The secondary bedroom and additional flex room offer flexibility for guests, storage, or an overflow sleeping space. Inside, you'll find luxury vinyl plank flooring throughout, vaulted ceilings, shiplap accents, and an abundance of natural light. A cozy wood-burning fireplace anchors the living space, while the kitchen features a large island with breakfast bar seating, white cabinetry, and a wine fridge--perfect for entertaining. Step outside to your private oasis where an expansive back deck leads to a paver patio and firepit, all overlooking the marsh. Enjoy direct water access with your own private dock and floating dock--ideal for kayaking, fishing, or simply soaking in the peaceful surroundings. A rare opportunity to own a true waterfront retreat in one of Amelia Island's most desirable locations!

1421 Highland Drive, Fernandina Beach

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST.

$1,499,000
4 Beds 3 Baths 2133398 MLS
Experience the rare blend of MODERN LUXURY and DOWNTOWN CHARM in this FULLY FURNISHED, brand-new custom home, just steps from the vibrant heart of Historic Fernandina Beach. Perfectly positioned on an OVERSIZED 100' x 125' DOUBLE LOT, this thoughtfully designed residence offers over 3,200 square feet of refined living space with 4 bedrooms, a dedicated office/flex space, and 3 full baths. LVP flooring flows throughout the open-concept layout, creating a seamless and inviting atmosphere. The designer kitchen is a true showpiece, featuring stunning quartzite countertops, Italian french door range and oversized refrigerator, custom wood shelving in the expansive walk-in pantry, and abundant prep space. The primary suite is a private retreat, complete with its own balcony porch perfect for relaxation. The SPA-INSPIRED PRIMARY BATHROOM showcases a sophisticated WET ROOM with a spacious walk-in shower and deep soaking tub, along with a generously sized walk-in closet designed for both beauty and function. ZONED for MIXED-USE, this property offers exceptional flexibility for residential living, investment potential, or a live-work opportunity. The double lot provides ample space for boat or RV storage, additional parking, and plenty of room to design your dream pool, pool house, or ADU. The rear outdoor living area is already pre-wired and plumbed for an outdoor kitchen, making future expansion effortless. Additional notable features include a whole-home dehumidifier, solid-core doors throughout, and a charming wine cellar tucked beneath the staircase. A rare opportunity to own a custom-built luxury home in the heart of downtown Fernandina Beach -- where lifestyle, location, and versatility come together beautifully.

424 S 3rd Street, Fernandina Beach

Listing courtesy of SUMMER HOUSE REALTY.

$674,900
4 Beds 3 Baths 2132056 MLS
1457 Holly Drive, Fernandina Beach, FL Listed $60,000 under appraised value for a fast, clean sale. Rare opportunity for instant equity. Schedule your showing today - this one is priced to move. Experience the best of Amelia Island living with this rare, fully reimagined 2,212 sq. ft. split-level home. From the infrastructure to the aesthetics, every inch of this property has been meticulously updated to offer a truly turnkey experience on a generous .34-acre lot. Chef-Inspired Kitchen & Designer Baths The heart of the home features a brand-new kitchen with modern cabinetry and finishes. All 3 bathrooms have been completely remodeled with a contemporary touch, ensuring luxury and comfort in every corner. Versatile Living Spaces The Layout: A smart split-level design featuring 3 bedrooms on the main level, including the primary suite. The Bonus Suite: Escape to the expansive upstairs bonus room suite, complete with its own full bath--ideal as a 4th bedroom, executive home office, or guest wing. Unmatched Workshop & Storage Attached 1.5-car garage for daily convenience. Detached 2-car concrete block workshop for projects or a classic car collection. Additional 2-car carport attached to the workshop, providing covered space for up to 5+ vehicles or boats. Total Peace of Mind (New Upgrades) Skip the "to-do" list. This home comes with a new roof, a new well pump and filtration system, and a new septic pump (inspection on file). This is a rare "bargain" price point for a fully renovated property in Fernandina Beach. Beautiful, functional, and ready for you to call home. Schedule your tour today--this one won't last!

1457 Holly Drive, Fernandina Beach

Listing courtesy of MILITARY REALTY OF FLORIDA.

Selling Office: .

$422,500
4 Beds 3 Baths 2123384 MLS
RECENTLY APPRAISED AT $515,000 WALK INTO INSTANT EQUITY at 619 S 10th Street, a fully renovated 4-bedroom, 3-bathroom single-family home in the heart of Fernandina Beach's Downtown-West historic area on Amelia Island. Spanning 1,500 sq ft on a generous 5,227 sq ft lot (0.12 acres), this 1943 charmer has been meticulously transformed top to bottom with premium materials, modern design, and flawless craftsmanship—priced to sell fast for your growing family or dream vacation retreat. Prime Location: Nestled in the vibrant 410-Fernandina Beach Downtown-West neighborhood, enjoy a relaxed bike ride or short walk to pristine Amelia Island beaches like Main Beach Park (just ~1.5 miles away) for shelling, surfing, and sunsets. Stroll minutes to the 50-block Historic Downtown District on the National Register of Historic Places, where Victorian architecture lines Centre Street amid boutique shops, live music, Southern dining, and festivals—perfect for outdoor adventures and island living Discover perfection at 619 S 10th Street, a fully renovated 4-bedroom, 3-bathroom single-family home in the heart of Fernandina Beach's Downtown-West historic area on Amelia Island. Spanning 1,500 sq ft on a generous 5,227 sq ft lot (0.12 acres), this 1943 charmer has been meticulously transformed top to bottom with premium materials, modern design, and flawless craftsmanshippriced to sell fast for your growing family or dream vacation retreat. Prime Location: Nestled in the vibrant 410-Fernandina Beach Downtown-West neighborhood, enjoy a relaxed bike ride or short walk to pristine Amelia Island beaches like Main Beach Park (just Inviting Exterior: Start your day on the charming front porch with morning coffee in the fresh breeze. New James Hardie lap siding, architectural shingles with double-layer synthetic underlayment, refreshed wood deck, fascia, trim, and all-new exterior doors ensure lasting curb appeal. A privacy PVC fence encircles the large backyardideal for family gatherings, parking your boat or RV, and creating your private oasis. Open-Concept Interior: Step inside to a seamless living, dining, and chef's kitchen flow on stunning large-format Italian modern tile throughout. The gourmet kitchen boasts crisp white shaker cabinets, quartz countertops, a central island for entertaining, all-new stainless appliances, and sleek light fixtures. Brand-new American Craftsman windows and blinds flood the space with natural light. Spacious Bedrooms & Baths: Two generous guest bedrooms on one side with oversized closets. Adjacent guest bath with double sinks, modern fixtures, hardware, and a tub/shower comboconveniently near the living area. Dual primary suites (one on each end) each with walk-in closets and private full baths featuring vertical Italian tile floors, new wall tiles, niches, matte black vanities, plumbing, shower valves, tub drains, lights, mirrors, and locks. Added Conveniences: Centrally located laundry room fits side-by-side washer/dryer with brand-new instant hot water heater. Throughout: 6-inch baseboards, all-new interior doors, and modern matte black hardware. This turnkey gem blends historic charm with contemporary luxurydon't miss your chance in one of Northeast Florida's most desirable spots! Schedule your showing today.

619 S 10th Street, Fernandina Beach

Listing courtesy of MILITARY REALTY OF FLORIDA.

Selling Office: .

$545,000
4 Beds 4 Baths 2119408 MLS
This versatile Amelia Island duplex delivers two vacant, income-ready units with separately fenced yards, a brand-new roof, stainless kitchens, in-unit laundry, updated baths, and clean, bright interiors that make it easy for tenants or extended-stay guests to move right in. The 2BD/2BA unit features new bedroom carpet, fresh vanities, a new walk-in shower, and updated tile in the second bath, while the 2BD/1.5BA unit offers a comfortable, lightly updated layout with strong rental appeal. With 1,986 heated sq ft on a private cul-de-sac lot minutes from beaches, parks, schools, greenway trails, grocery options, restaurants & island conveniences, this property sits in one of the highest-demand rental pockets on Amelia Island. Long-term rents in this area run around $1,900-$2,000+ per month per unit, and furnished extended-stay rentals project around $2,600-$3,000 per month, giving investors multiple income paths with strong occupancy potential. The property is zoned MU-1, which may allow single-family, duplex, or multi-unit residential use, along with certain low-impact personal service or studio uses such as art or photography studios, wellness or fitness instruction, tutoring, or similar appointment-based uses, as well as accessory structures, all subject to City approval and applicable development standards. Any specific use or construction should be confirmed with the City of Fernandina Beach for compliance. With no HOA restrictions, MU-1 zoning, and immediate rent-ready condition, this duplex checks every box for house-hackers, investors, or buyers seeking a solid island property with long-term value.

7 Jasmine Place Unit 7 & 8, Fernandina Beach

Listing courtesy of SUMMER HOUSE REALTY.

Selling Office: .

$960,000
3 Beds 3 Baths 2084928 MLS
Welcome to 930 N Fletcher Avenue—an exceptional coastal retreat with ocean views, just a block from the pristine beaches of Amelia Island. Built in 2014 and meticulously maintained by its original owners, this stunning three-story home has only been used as a personal vacation property and shows like new. From the moment you step inside, you'll notice the attention to detail and quality craftsmanship. The main living area features gorgeous tile flooring that pairs beautifully with the natural light and ocean views. The custom chef's kitchen is a true showstopper, boasting a unique stone sink, beautiful cabinetry, and thoughtful finishes that make both cooking and entertaining a joy. Beyond the plantation shutters throughout, the guest rooms include custom-built-in beds to meet all your family's needs. At the top of the home, a charming crow's nest sitting room offers breathtaking panoramic views of the Atlantic—your perfect spot for sunrise coffee or sunset reflections. Outdoor living is equally inviting, with multiple decks and porches totaling over 200 square feet that seamlessly extend your living space into the sea breeze. This property is designed for comfort and efficiency, with two HVAC units, the larger of which is only one year old, to ensure optimal climate control on every level. The fully fenced backyard features a lush lawn maintained by an irrigation system and a fully covered wet barideal for gatherings after a day at the beach and could be large enough for a pool! Whether you're looking for a serene personal sanctuary, a luxurious second home, or a strong investment opportunity, 930 N Fletcher Avenue offers the perfect blend of style, function, and island charm.

930 N Fletcher Avenue, Fernandina Beach

Listing courtesy of FERNANDINA BEACH REALTY.

Selling Office: .

$450,000
3 Beds 2 Baths 2065622 MLS
BACK AND BETTER! Curate your own postcard living on Amelia Island centered around this quiet corner lot, just a 5-minute walk from Historic Downtown Fernandina, less than 10-minute drive to Main Beach, one block from Central Park, and a half-mile from public schools. This immaculate 3-bedroom, 2-bath coastal cottage has been fully renovated from wiring to roof and now includes the added convenience of a back entrance that opens to your future courtyard, outdoor entertainment space, or studio office. Moving through the home, you'll find comfort in the new-build-like quality and precision that shines through every updated inch: new roof, HVAC, water heater, doors and windows, full re-wire, new stainless steel appliances, and fresh LVP flooring throughout. Ask me for a complete upgrade list! The move-in-ready interior offers you the flexibility to take advantage of the mixed-use zoning (MU-8) and reimagine the generous yard space to fit your needs.... The commercial and residential 8th Street corridor allows you to operate a small business from home, build a mother-in-law unit, add a carport or small garage, or install a privacy fence to create your own backyard oasis. Imagine mornings with coffee from your porch swing before your short walk to the shops lining Centre St, your 10 minute daytime commute anywhere on the island, and sunsets that you catch from your new neighboring marina or back on your porch swing. This home was made for someone wanting to truly live like a local; a place where you can collapse in the midst of the slow-down-small-town charm, or cross the street and join the hustle of the weekly events & nightlife. Location, condition, affordabilitv-check all of your boxes. Call to schedule your tour today!

901 Cedar Street, Fernandina Beach

Listing courtesy of CABANA LANE, INC.

Selling Office: .

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City Of Fernandina Beach Real Estate & Homes