Harbor Concourse Real Estate, Homes, Condos for Sale in Fernandina Beach, FL

Welcome to a home designed for the way life really happens—whether gathering with family and friends, working from home, welcoming extended family or simply enjoying room to spread out. Freshly painted inside just prior to listing, with an exterior that has been pressure washed, painted and sealed, this 4-bedroom, 3-bath home feels refreshed and ready for its next chapter. At the heart of the home, the gourmet kitchen blends style and function with a cooktop, decorative hood with corbels, wall oven and microwave, generous cabinetry and plenty of workspace. The kitchen flows easily into the breakfast area and living spaces, creating a natural connection for everyday living and entertaining. The spacious primary suite offers a private retreat with a large walk-in closet and expansive bath featuring a soaking tub, walk-in shower and dual vanities. Two additional bedrooms and a full bath are located on the main level, while upstairs, a generous room with its own closet and full bath offer exceptional flexibility—ideal home for multigenerational living, guests, a home office, media or game room. Outdoors, the covered lanai and quaint backyard provide a peaceful, manageable setting for morning coffee, an evening glass of wine or relaxed conversation. With versatile living spaces, a thoughtful floor plan and fresh updates inside and out, this home makes room not just for where you are today, but for whatever comes next.

97368 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS REALTY / FB OFFICE.

$460,000

4 Beds ⋅ 3 Baths ⋅ 116858 MLS

Welcome to this stunning 4-bedroom, 2.5-bath home offering comfortable living in a convenient location. Situated on a quiet cul-de-sac, this bright and airy home features an open, light-filled interior with plenty of space for everyday living, entertaining, and relaxing. Enjoy the added privacy of a backyard that backs up to a peaceful preserve area, creating a serene natural backdrop. Located in a desirable community with a low HOA and no CDD fee, this home offers both value and convenience. You’ll be just a short drive from the beautiful beaches of Amelia Island, downtown shopping and dining, Kings Bay Naval Submarine Base, and Jacksonville International Airport.

81043 Leeside Court, Fernandina Beach

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE.

$430,000

4 Beds ⋅ 3 Baths ⋅ 116711 MLS

Nestled on a quiet cul-de-sac this beautiful home offers the perfect blend of comfort, functionality, and privacy. This home has the majority of the living space conveniently located on the main level—ideal for those seeking the ease of single-story living while still having the flexibility of an upstairs retreat. Step inside to discover an open-concept floor plan with a split bedroom design. The heart of the home is the stunning kitchen, complete with 42" white shaker cabinets, quartz counters, large center island, cooktop, double ovens, and plenty of space for gathering with family and friends. The spacious primary suite offers a large walk-in shower, dual-sink vanity, and generous walk-in closet. Upstairs, you'll find a private 4th bedroom with its own full bath, making it the perfect guest suite, bonus room, home office, or space for multigenerational living. Enjoy peaceful mornings or evening cookouts on the covered patio overlooking the fully fenced backyard. Beautiful landscaping enhances the home's curb appeal, while the spacious backyard offers plenty of room to play, garden, or simply relax. Built with quality in mind, the home includes Zip System exterior sheathing, Hardie siding, Low-E Advanced Performance tilt windows, and architectural shingles for added efficiency and long-term value. This community has no CDD fees, a low HOA, and a neighborhood playground, all conveniently located just minutes from AI's beautiful beaches, historic downtown, shopping, dining, schools, and Jax Airport. This home truly presents an outstanding opportunity in today's market. The sellers are motivated, making now the perfect time to schedule your showing and see everything this home has to offer before someone else does.

81736 Mainsheet Court, Fernandina Beach

Listing courtesy of CENTURY 21 MILLER ELITE.

$529,000

5 Beds ⋅ 4 Baths ⋅ 116619 MLS

Beautifully renovated 5-bedroom, 3.5 bath home in the highly sought-after Harbor Concourse community! Centrally located just 10 minutes from the beaches and historic downtown, offering easy access to restaurants, shopping, and entertainment. This spacious floor plan features a first-floor primary suite, private office/den, and an open living area designed for today's lifestyle. Enjoy a fully fenced backyard with a screened-lanai overlooking a peaceful pond-perfect for relaxing or entertaiining. Upstairs offers four additional bedrooms plus a large flex room ideal for an in-law suite, homeschool room, game room, media room, or playroom. Extensively updated and move-in ready, this home combines modern finishes, flexible living spaces, and an unbeatable location.

97159 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of PINEYWOODS REALTY, LLC.

$450,000

4 Beds ⋅ 3 Baths ⋅ 116504 MLS

One of the largest homes in Harbor Concourse with over 2,500 square feet, offering great value now with the lowest price per square foot! This beautifully maintained Dream Finders Riverside B floor plan with room for guests, home office, hobbies, or multigenerational living with 4 spacious bedrooms, 2.5 bathrooms, a tranquil pond view - all just minutes to Amelia Island beaches, historic downtown Fernandina, top-ranked medical facilities, shopping, and A-rated schools. The open-concept layout features wide-plank flooring throughout the main living areas, abundant natural light, upgraded lighting, and stylish farmhouse-inspired finishes. The upgraded gourmet kitchen is the heart of the home, showcasing 42-inch shaker cabinetry, quartz countertops, stainless steel appliances, a marble backsplash, and an oversized center island perfect for entertaining. The spacious family room opens through a dramatic 9' x 8' sliding glass door to a covered lanai overlooking a tranquil pond, creating the ideal indoor-outdoor lifestyle. A separate dining area provides plenty of space for gatherings and special occasions. The owner's retreat offers privacy and comfort with water views and a spa-like bath featuring dual vanities, a separate shower, and generous closet space. Upstairs, three additional bedrooms provide flexibility for family, guests, a home office, or hobby room. Additional features include a full irrigation system, covered front entry, two-car garage, public water and sewer, low annual HOA fees, and no CDD fees. Welcome home!

97371 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of WATSON REALTY CORP..

$395,000

3 Beds ⋅ 2 Baths ⋅ 116366 MLS

Move-In Ready and Perfectly Located! This beautifully maintained 3-bedroom, 2-bath home in Harbor Concourse offers the ideal blend of comfort, convenience, and style. Situated just minutes from shopping, dining, and the pristine beaches of Amelia Island, you'll love everything this location has to offer. Inside, the open-concept floor plan features a spacious family room, soaring ceilings, abundant natural light, and a versatile split-bedroom layout for added privacy. The stunning kitchen is the heart of the home, showcasing custom cabinetry, granite countertops, and an oversized island with plenty of seating, perfect for entertaining or everyday living. A generous dining area easily accommodates a large table for gatherings with family and friends.The private owner's suite is tucked away at the rear of the home and overlooks the backyard, creating a peaceful retreat. Step outside to the covered patio and enjoy your morning coffee while taking in the wooded views. The fully fenced backyard offers plenty of space for pets, play, and outdoor enjoyment. With no CDD fees and a low HOA, this home delivers exceptional value in one of the area's most convenient locations.

97166 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS REALTY / FB OFFICE.

Selling Office: SUMMER HOUSE REALTY.

$395,000

3 Beds ⋅ 2 Baths ⋅ 2149972 MLS

Move-In Ready and Perfectly Located! This beautifully maintained 3-bedroom, 2-bath home in Harbor Concourse offers the ideal blend of comfort, convenience, and style. Situated just minutes from shopping, dining, and the pristine beaches of Amelia Island, you'll love everything this location has to offer. Inside, the open-concept floor plan features a spacious family room, soaring ceilings, abundant natural light, and a versatile split-bedroom layout for added privacy. The stunning kitchen is the heart of the home, showcasing custom cabinetry, granite countertops, and an oversized island with plenty of seating, perfect for entertaining or everyday living. A generous dining area easily accommodates a large table for gatherings with family and friends.The private owner's suite is tucked away at the rear of the home and overlooks the backyard, creating a peaceful retreat. Step outside to the covered patio and enjoy your morning coffee while taking in the wooded views. The fully fenced back yard offers plenty of space for pets, play, and outdoor enjoyment. With no CDD fees and a low HOA, this home delivers exceptional value in one of the area's most convenient locations.

97166 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS.

Selling Office: .

$468,000

3 Beds ⋅ 2 Baths ⋅ 2145656 MLS

Built in 2018 and owned by its original owners, this well-maintained home shows true pride of ownership from the moment you arrive. Tucked in a quiet cul-de-sac neighborhood, the property features gorgeous pond views, a fully fenced yard, and an irrigation system to keep everything looking its way best year-round. This home is not only beautiful, but easy to maintain. Inside, the quality speaks for itself with top-tier cabinetry, beautiful tilework, and calming neutral paint colors that still look fresh today. All major systems remain in excellent condition, offering buyers real peace of mind. No CDD fees and a low HOA make this an even smarter investment. Located just minutes from A-rated Nassau County schools, the beaches of Amelia Island, and Jacksonville International Airport, this home checks every box for those seeking comfort, quality, and convenience in one of Fernandina Beach's most desirable communities.

81543 Boatswain Court, Fernandina Beach

Listing courtesy of FERNANDINA BEACH REALTY.

Selling Office: .

$468,000

3 Beds ⋅ 2 Baths ⋅ 115907 MLS

Built in 2018 and owned by its original owners, this well-maintained home shows true pride of ownership from the moment you arrive. Tucked in a quiet cul-de-sac neighborhood, the property features gorgeous pond views, a fully fenced yard, and an irrigation system to keep everything looking its way best year-round. This home is not only beautiful, but easy to maintain. Inside, the quality speaks for itself with top-tier cabinetry, beautiful tilework, and calming neutral paint colors that still look fresh today. All major systems remain in excellent condition, offering buyers real peace of mind. No CDD fees and a low HOA make this an even smarter investment. Located just minutes from A-rated Nassau County schools, the beaches of Amelia Island, and Jacksonville International Airport, this home checks every box for those seeking comfort, quality, and convenience in one of Fernandina Beach's most desirable communities.

81543 Boatswain Court, Fernandina Beach

Listing courtesy of ERA FERNANDINA BEACH REALTY.

Selling Office: NON-MEMBER.

$405,000

3 Beds ⋅ 2 Baths ⋅ 116073 MLS

BACK ON MARKET, NO FAULT OF SELLERS! LIKE NEW HOME AND NO CDD. Come tour this beautiful and meticulously maintained home in Fernandina Beach. PRIDE OF OWNERSHIP shows as soon as you step in the front door. NO CARPET! Enjoy the open floor plan and enclosed Florida Room (additional 220sf) that gives you extra space for entertaining family during the holidays. EXTRAS: Coffered Ceiling in the main living area, large island in kitchen with Quartz Countertops, built in seat in breakfast nook for extra storage, bay windows in Owners suite, and so much more thoughtful additions that is a must see. Harbor Concourse is a small community with a Park like gathering area for community events and play area for the little ones. Close to shopping, dining and the beautiful beaches of Amelia Island and Historic Downtown. Don't miss the opportunity to see this one.

97280 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA.

Selling Office: ONE SOTHEBYS INTERNATIONAL REALTY.

$405,000

3 Beds ⋅ 2 Baths ⋅ 2145394 MLS

BACK ON MARKET, NO FAULT OF SELLERS! LIKE NEW HOME AND NO CDD. Come tour this beautiful and meticulously maintained home in Fernandina Beach. PRIDE OF OWNERSHIP shows as soon as you step in the front door. NO CARPET! Enjoy the open floor plan and enclosed Florida Room (additional 220sf) that gives you extra space for entertaining family during the holidays. EXTRAS: Coffered Ceiling in the main living area, large island in kitchen with Quartz Countertops, built in seat in breakfast nook for extra storage, bay windows in Owners suite, and so much more thoughtful additions that is a must see. Harbor Concourse is a small community with a Park like gathering area for community events and play area for the little ones. Close to shopping, dining and the beautiful beaches of Amelia Island and Historic Downtown. Don't miss the opportunity to see this one.

97280 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA.

Selling Office: .

$520,000

4 Beds ⋅ 3 Baths ⋅ 2129224 MLS

Gorgeous saltwater POOL home in Harbor Concourse! This spacious 4-bedroom, 3-bath residence features an upstairs bonus room with a full bath and an additional versatile flex room behind charming barn doors—perfect for a dining room, office, playroom, or bedroom. The gourmet kitchen is a dream for any home chef, showcasing quartz countertops, a farmhouse sink, stainless steel appliances, classic subway tile backsplash, an oversized island, pendant lighting, and upgraded 42'' soft-close cabinetry with ample storage. Large accordion-style sliding glass doors open to a covered patio overlooking the screened-in, heated and chilled saltwater pool, ideal for year-round entertaining and relaxing. The spacious primary suite offers dual sinks, a beautifully tiled walk-in shower, soft-close cabinetry, and a large walk-in closet. Additional highlights include coffered ceilings in the living room and primary bedroom, surround sound throughout the main floor, an indoor storage room, fenced backyard with sprinkler system, and an epoxy-floored two-car garageperfect for a workshop or extra storage. Harbor Concourse has low HOA dues, No CDD and offers a community playground. Located close to shopping, restaurants and a short drive to beaches and downtown. This home blends luxury, functionality, and outdoor living in one exceptional package.

97382 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS.

Selling Office: .

$520,000

4 Beds ⋅ 3 Baths ⋅ 114998 MLS

Freshly painted exterior and recent appraisal! Gorgeous saltwater POOL home in Harbor Concourse! This spacious 4-bedroom, 3-bath residence features an upstairs bonus room with a full bath and an additional versatile flex room behind charming barn doors—perfect for a dining room, office, playroom, or bedroom. The gourmet kitchen is a dream for any home chef, showcasing quartz countertops, a farmhouse sink, stainless steel appliances, classic subway tile backsplash, an oversized island, pendant lighting, and upgraded 42" soft-close cabinetry with ample storage. Large accordion-style sliding glass doors open to a covered patio overlooking the screened-in, heated and chilled saltwater pool, ideal for year-round entertaining and relaxing. The spacious primary suite offers dual sinks, a beautifully tiled walk-in shower, soft-close cabinetry, and a large walk-in closet. Additional highlights include coffered ceilings in the living room and primary bedroom, surround sound throughout the main floor, an indoor storage room, a fenced backyard with sprinkler system, and an epoxy-floored two-car garage—perfect for a workshop or extra storage. Harbor Concourse has low HOA dues, No CDD and offers a community playground. Located close to shopping, restaurants and a short drive to beaches and downtown. This home blends luxury, functionality, and outdoor living in one exceptional package.

97382 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS REALTY / FB OFFICE.

Selling Office: NON-MEMBER.

$439,900

3 Beds ⋅ 2 Baths ⋅ 114926 MLS

Welcome home to 97049 Harbor Concourse Circle.. As soon as you enter the front door, you'll be impressed by the coffered ceilings and crown molding, and especially the amazing view of the sparkling pond ! This extremely well maintained home also features a large kitchen island, rain gutters, rain shower head and dual sinks in the primary bathroom, and the extended lanai and patio that is perfect for outdoor cooking & dining. Harbor Concourse has low HOA and NO CDD FEE. Call for your appointment so you can live where others vacation and enjoy your own private sunsets overlooking the pond. Close to Jax International Airport, Mayport, King's Bay & JAX NAS. Also just a short drive to the famous white sandy beaches of Amelia Island and downtown Historic Fernandina Beach.

97049 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of SUMMER HOUSE REALTY.

Selling Office: ISLAND SIDE REALTY.

$439,900

3 Beds ⋅ 2 Baths ⋅ 2127876 MLS

Welcome home to 97049 Harbor Concourse Circle.. As soon as you enter the front door, you'll be impressed by the coffered ceilings and crown molding, and especially the amazing view of the sparkling pond ! This extremely well maintained home also features a large kitchen island, rain gutters, rain shower head and dual sinks in the primary bathroom, and the extended lanai and patio that is perfect for outdoor cooking & dining. Harbor Concourse has low HOA and NO CDD FEE. Call for your appointment so you can live where others vacation and enjoy your own private sunsets overlooking the pond. Close to Jax International Airport, Mayport, King's Bay & JAX NAS. Also just a short drive to the famous white sandy beaches of Amelia Island and downtown Historic Fernandina Beach.

97049 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of SUMMER HOUSE REALTY.

Selling Office: .

$418,000

5 Beds ⋅ 4 Baths ⋅ 2113558 MLS

Spacious 5-Bedroom Home in Desirable Harbor Concourse! This beautiful 5-bedroom, 3-bathroom home offers low HOA dues and access to a community playground, making it a great place to call home. With the primary bedroom conveniently located downstairs—featuring his and her closets—this home offers both comfort and functionality. Upstairs, you'll find an oversized flex space ideal for a mother-in-law suite, homeschooling area, or second living space, along with generously sized guest bedrooms that provide plenty of room to relax and unwind. The heart of the home is the stunning kitchen, boasting quartz countertops, a charming brick backsplash, stainless steel appliances, and stylish pendant lighting. Downstairs also includes a bonus room perfect for a home office or hobby room, giving you flexibility to suit your lifestyle. Step outside to enjoy the fully fenced backyard with tranquil pond views, all from the comfort of your screened-in lanai—ideal for relaxing or entertaining year-round

97159 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS.

Selling Office: .

$418,000

5 Beds ⋅ 4 Baths ⋅ 113879 MLS

Spacious 5-Bedroom Home in Desirable Harbor Concourse! This beautiful 5-bedroom, 3-bathroom home offers low HOA dues and access to a community playground, making it a great place to call home. With the primary bedroom conveniently located downstairs—featuring his and her closets—this home offers both comfort and functionality. Upstairs, you’ll find an oversized flex space ideal for a mother-in-law suite, homeschooling area, or second living space, along with generously sized guest bedrooms that provide plenty of room to relax and unwind. The heart of the home is the stunning kitchen, boasting quartz countertops, a charming brick backsplash, stainless steel appliances, and stylish pendant lighting. Downstairs also includes a bonus room perfect for a home office or hobby room, giving you flexibility to suit your lifestyle. Step outside to enjoy the fully fenced backyard with tranquil pond views, all from the comfort of your screened-in lanai—ideal for relaxing or entertaining year-round. Located convenient to shopping, restaurants and short drive to Fernandina's beaches.

97159 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS REALTY / FB OFFICE.

Selling Office: PINEYWOODS REALTY, LLC.

$595,000

4 Beds ⋅ 3 Baths ⋅ 2111976 MLS

Discover this pristine 4-bedroom, 3-bath pool home in the desirable Harbor Concourse community. Featuring an open floor plan with soaring 10-foot ceilings and custom lighting, this home is designed for modern living. The first floor boasts a spacious kitchen, living, and dining area, along with a luxurious primary suite, two guest bedrooms, and a guest bathroom. The primary suite impresses with a large bathroom featuring dual vanities, an oversized glass and tile walk-in shower, and a generous walk-in closet. The bright kitchen showcases elegant quartz countertops, a farmhouse sink, stainless steel appliances, and custom soft-close cabinets. Upstairs, you'll find a sizable bedroom with an attached bath, perfect for guests or as a bonus room. Step outside to the covered paver patio, where you'll enjoy the screened-in pool with a paver deck. The fully fenced backyard is a private oasis with landscape lighting, and a cozy firepit.

81744 Mainsheet Court, Fernandina Beach

Listing courtesy of BEYCOME OF FLORIDA LLC.

Selling Office: .

$569,900

6 Beds ⋅ 3 Baths ⋅ 113353 MLS

Spacious 6 BEDROOM, 3 BATH home with an OFFICE, DINING ROOM, & LOFT all on a large corner lot! Room for everyone & thoughtfully designed with custom upgrades throughout. The family room features TELESCOPING SLIDERS opening to a covered porch for seamless indoor-outdoor living, while the bay window in the breakfast nook fills the kitchen with natural light. A versatile bedroom has been converted into a THEATRE with an elevated floor, projector, & screen that convey, and a newly added closet makes it a true sixth bedroom. The primary suite offers a spa-like retreat with stone shower floors, an upgraded shower head, built-in bench, & shower nook. Additional features include LARGE KITCHEN ISLAND, upgraded garage lighting, TV console in the family room, 2 HOT WATER HEATERS, FENCED YARD, & WASHER AND DRYER convey! NO CDD fee, Minutes from Fernandina Beaches, I-95, Jacksonville International Airport, shopping, dining, TOP RATED SCHOOLS, & more!THIS is the home you have been waiting for!

97293 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS JACKSONVILLE REALTY.

Selling Office: NON-MEMBER.

$569,900

6 Beds ⋅ 3 Baths ⋅ 2104956 MLS

Spacious 6 BEDROOM, 3 BATH home with an OFFICE, DINING ROOM, & LOFT all on a large corner lot! Room for everyone & thoughtfully designed with custom upgrades throughout. The family room features TELESCOPING SLIDERS opening to a covered porch for seamless indoor-outdoor living, while the bay window in the breakfast nook fills the kitchen with natural light. A versatile bedroom has been converted into a THEATRE with an elevated floor, projector, & screen that convey, and a newly added closet makes it a true sixth bedroom. The primary suite offers a spa-like retreat with stone shower floors, an upgraded shower head, built-in bench, & shower nook. Additional features include LARGE KITCHEN ISLAND, upgraded garage lighting, TV console in the family room, 2 HOT WATER HEATERS, FENCED YARD, & WASHER AND DRYER convey! NO CDD fee, Minutes from Fernandina Beaches, I-95, Jacksonville International Airport, shopping, dining, TOP RATED SCHOOLS, & more!

97293 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS JACKSONVILLE.

Selling Office: .

$414,900

3 Beds ⋅ 2 Baths ⋅ 2099424 MLS

Welcome to this beautifully crafted 3 bd, 2 bath home in the highly sought after Harbor Concourse community. With just under 1800 sq ft of thoughtfully designed living space, this single-family gem offers the perfect blend of rustic charm and modern updates. Step inside to find luxury vinyl plank flooring throughout the main living areas and a cozy, open-concept layout filled with handcrafted details, including a custom-built storage corner that adds both style and function. The home's character shines through its warm farmhouse aesthetic, balanced perfectly with modern finishes. Love to entertain? You'll adore the extended backyard patio that opens up to peaceful views of preserved farmland, where you might even catch a glimpse of grazing cows. With no rear neighbors, your backyard feels like your own private retreat. Nestled in a low HOA community, you're just 10 minutes from Amelia Island's beaches, historic downtown Fernandina Beach and all the charm the area has to offer.

97202 Harbor Concourse Circle Circle, Fernandina Beach

Listing courtesy of PINEYWOODS REALTY LLC.

Selling Office: .

$414,900

3 Beds ⋅ 2 Baths ⋅ 113009 MLS

Welcome to this beautifully crafted 3 bedroom, 2 bathroom home in the highly sought after Harbor Concourse community. With just under 1800 sq ft of thoughtfully designed living space, this single-family gem offers the perfect blend of rustic charm and modern updates. Step inside to find luxury vinyl plank flooring throughout the main living areas and a cozy, open-concept layout filled with handcrafted details, including a custom-built storage corner that adds both style and function. The home’s character shines through its warm farmhouse aesthetic, balanced perfectly with modern finishes. Love to entertain? You’ll adore the extended backyard patio that opens up to peaceful views of preserved farmland, where you might even catch a glimpse of grazing cows. With no rear neighbors, your backyard feels like your own private retreat. Nestled in a low-HOA community, you’re just 10 minutes from Amelia Island’s beaches, historic downtown Fernandina Beach, and all the charm the area has to offer. Whether you’re sipping coffee while watching the sunrise over the pasture or hosting friends for a backyard BBQ, this home is the perfect blend of comfort, character, and convenience. Schedule your showing today to see everything this home has to offer. You will fall in love with the warm aesthetic, convenient location and beautiful, friendly neighborhood. Low HOA and no CDD, this is the place you want to be!

97202 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of PINEYWOODS REALTY, LLC.

Selling Office: NON-MEMBER.

$474,000

4 Beds ⋅ 3 Baths ⋅ 112893 MLS

Direct lakefront views in back, lush green landscape in front—this stylishly upgraded home offers beauty in every direction. The flexible layout includes four bedrooms, three full baths, and a bonus flex room ideal for a home office, formal dining, or creative space. Step inside and you’re welcomed by a light-filled, open-concept design where the kitchen, dining, and family room connect effortlessly for easy, elegant living. Wide-plank wood-look tile floors flow throughout the main level, while the upstairs suite—perfect for guests or teens—is carpeted for cozy comfort and sound control. The kitchen shines with bright white 42" shaker cabinets, abundant granite counters, a four-seat breakfast bar, and a cheerful nook for casual meals. In the expansive family room, triple glass sliders fully recess to open the back wall to the screened lanai and panoramic water views—a high-end upgrade that turns everyday living into a retreat. The primary suite impresses with bay windows overlooking the lake, a coastal-inspired shiplap accent wall, a spacious walk-in closet, and a serene ensuite bath. Every bedroom and bath boasts thoughtful upgrades, including ceiling fans, designer lighting, framed mirrors, and custom tile. The upstairs ensuite fourth bedroom offers a private hideaway perfect for guests or extended stays. Additional features include a 2023 water heater, HVAC UV light for cleaner air, whole-home surge protection, 2023 washer/dryer, 2022 refrigerator, Ryobi mower, garage shelving, and more—all just minutes from top-rated Fernandina schools, Amelia Island’s pristine beaches, and the charming shops and cafés of its historic downtown.

97019 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of CENTURY 21 MILLER ELITE.

Selling Office: CENTURY 21 MILLER ELITE.

$475,900

4 Beds ⋅ 3 Baths ⋅ 112780 MLS

Contingent – under contract. Taking back up offers. This beautifully designed 4BR, 3BA home is full of character and charm, nestled in a welcoming, family-friendly neighborhood just minutes from the beauty and lifestyle of Amelia Island. Inside, you'll find a bright open-concept layout—perfect for entertaining or relaxing in comfort. The designer kitchen is a true centerpiece, showcasing stainless steel appliances, floor-to-ceiling stacked cabinetry, a classic farmhouse sink, and an oversized shiplap island topped with stunning marble countertops. Warm wood floors run throughout the main living areas and into the expansive first-floor primary suite. The spa like primary bath offers dual vanities, a large garden tub, and an oversized walk-in shower. Step outside to enjoy Florida living at its best—complete with a beautifully maintained fenced yard, cozy firepit, screened-in lanai, and plenty of room to relax or entertain.

97082 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of RECIPROCAL LISTINGS.

Selling Office: KELLER WILLIAMS REALTY / FB OFFICE.

$475,900

4 Beds ⋅ 3 Baths ⋅ 2094292 MLS

This beautifully designed 4BR, 3BA home is full of character and charm, nestled in a welcoming, family-friendly neighborhood just minutes from the beauty and lifestyle of Amelia Island. Inside, you'll find a bright open-concept layout—perfect for entertaining or relaxing in comfort. The designer kitchen is a true centerpiece, showcasing stainless steel appliances, floor-to-ceiling stacked cabinetry, a classic farmhouse sink, and an oversized shiplap island topped with stunning marble countertops. Warm wood floors run throughout the main living areas and into the expansive first-floor primary suite. The spa like primary bath offers dual vanities, a large garden tub, and an oversized walk-in shower. Step outside to enjoy Florida living at its best—complete with a beautifully maintained fenced yard, cozy firepit, screened-in lanai, and plenty of room to relax or entertain.

97082 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of ATLANTIC SHORES REALTY OF JACKSONVILLE LLC.

Selling Office: .

$550,000

4 Beds ⋅ 3 Baths ⋅ 111882 MLS

*No CDD Fee* Backyard dreams come true! This beautifully upgraded Fernandina Beach home features a new POOL, extended PAVER PATIO and SCREENED LANAI overlooking a peaceful POND and FULLY FENCED yard—creating the perfect setting for year-round outdoor living and entertaining. Inside, you'll find a flexible layout with 3 bedrooms downstairs plus a LARGE BONUS ROOM upstairs that can serve as a fourth bedroom, complete with its own full bathroom. It's ideal for guests, a home office, or a media space. Enjoy entertaining and cooking in the CHEF'S GOURMET KITCHEN with LARGE ISLAND. The open-concept design offers great natural light and flow, all within a desirable community just minutes from Amelia Island's beaches, top-rated schools, and all the shopping and dining options you could want. This move-in ready home is designed for both comfort and style you are looking for!

81519 Boatswain Court, Fernandina Beach

Listing courtesy of KELLER WILLIAMS JACKSONVILLE REALTY.

Selling Office: KELLER WILLIAMS JACKSONVILLE REALTY.

$550,000

4 Beds ⋅ 3 Baths ⋅ 2080852 MLS

Backyard dreams come true! This beautifully upgraded Fernandina Beach home features a new POOL, extended PAVER PATIO and SCREENED LANAI overlooking a peaceful POND and FULLY FENCED yard—creating the perfect setting for year-round outdoor living and entertaining. Inside, you'll find a flexible layout with 3 bedrooms downstairs plus a LARGE BONUS ROOM upstairs that can serve as a fourth bedroom, complete with its own full bathroom. It's ideal for guests, a home office, or a media space. Enjoy entertaining and cooking in the CHEF'S GOURMET KITCHEN with LARGE ISLAND. The open-concept design offers great natural light and flow, all within a desirable community just minutes from Amelia Island's beaches, top-rated schools, and all the shopping and dining options you could want. This move-in ready home is designed for both comfort and style you are looking for!

81519 Boatswain Court, Fernandina Beach

Listing courtesy of KELLER WILLIAMS JACKSONVILLE.

Selling Office: .

$575,000

4 Beds ⋅ 3 Baths ⋅ 2068156 MLS

LIKE NEW 4 bedroom 3 bath home located in Harbor Concourse. Open floor plan with 10 Ft ceilings and custom lighting. First floor has kitchen, living and dining area, primary suite, 2 guest bedrooms and a guest bathroom. Primary suite has a large bathroom with dual sinks in vanity, oversized glass and tile walk-in shower, and a walk-in closet. Bright kitchen with quartz countertops, farm house sink, stainless steel appliances and custom soft close cabinets. Second floor has a large bedroom with bath. Could also be used as a bonus room. Back of the house has a covered paver patio, screened in pool with paver pool deck. The backyard is fully fenced in and includes several fruit trees, landscape lighting and a firepit. Centrally located with easy access to shopping, movie theater and restaurant's. Only a 10 minute drive to Amelia Island and its beautiful beaches. Book your showings today!

81744 Mainsheet Court, Fernandina Beach

Listing courtesy of PINEYWOODS REALTY LLC.

Selling Office: .

$575,000

4 Beds ⋅ 3 Baths ⋅ 110989 MLS

LIKE NEW 4 bedroom 3 bath home located in Harbor Concourse. Open floor plan with 10 Ft ceilings and custom lighting. First floor has kitchen, living and dining area, primary suite, 2 guest bedrooms and a guest bathroom. Primary suite has a large bathroom with dual sinks in vanity, oversized glass and tile walk-in shower, and a walk-in closet. Bright kitchen with quartz countertops, farm house sink, stainless steel appliances and custom soft close cabinets. Second floor has a large bedroom with bath. Could also be used as a bonus room. Back of the house has a covered paver patio, screened in pool with paver pool deck. The backyard is fully fenced in and includes several fruit trees, landscape lighting and a firepit. Centrally located with easy access to shopping, movie theater and restaurant’s. Only a 10 minute drive to Amelia Island and its beautiful beaches. Book your showings today!

81744 Mainsheet Court, Fernandina Beach

Listing courtesy of PINEYWOODS REALTY, LLC.

Selling Office: KELLER WILLIAMS REALTY / FB OFFICE.

$478,500

4 Beds ⋅ 3 Baths ⋅ 109978 MLS

Don't miss out on this beautifully updated 4 bedroom, 3 bath home on a quiet cut-de-sac in Harbor Concourse. Low HOA and no CDD fees! This home features double smart ovens, quartz counter tops, a large walk in pantry, tile wood plank floors, a separate irrigation meter for lower water bills and a whole house water filtration system. This home is located just 10 minutes from Amelia Island's beautiful white sand beaches and the historic districts restaurants and shopping.

81527 Boatswain Court, Fernandina Beach

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE.

Selling Office: NON-MEMBER.

$403,000

4 Beds ⋅ 2 Baths ⋅ 106419 MLS

Feel as though you are in the country while having the convenience of shopping, dining, and entertainment within minutes! A short drive to I-95 and less than 15 minutes to Historic Fernandina Beach. This home offers a split bedroom plan, an open concept living area, a two-car garage, and an expansive outdoor entertaining area with a covered patio, a two-tiered deck & a fire pit area overlooking a large neighboring fenced pasture. The kitchen offers stainless steel appliances, a large island, double ovens, a stone backsplash, a nice pantry, and a dining area. Two bedrooms share a full bath, a third is located off of the kitchen hallway and can serve as a nice office. The master suite is located off of the main living area offering a tall double vanity, an oversized tub, a walk-in shower, a separate toilet closet, and a large walk-in closet. Book your private tour Today!

97244 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of ISLAND SIDE REALTY.

Selling Office: KELLER WILLIAMS REALTY / FB OFFICE.

$400,000

3 Beds ⋅ 3 Baths ⋅ 108186 MLS

Nestled in the picturesque Fernandina Beach this modern home was constructed in 2017 and boasts three spacious bedrooms and two and a half bathrooms. A three-car garage provides ample space for vehicles and storage. Step inside and be greeted by an open kitchen, family room & dining area creating a seamless flow for entertaining & quality family time. The owner's suite featuring a garden tub, separate shower, and a private toilet, provides a calming retreat. Step outside onto the extended back patio that stretches the length of the house, offering a delightful space to relax and unwind. The back yard is enclosed by a brand new vinyl fence, ensuring privacy and security. Set within a welcoming neighborhood, residents can take advantage of the nearby children's playground, providing fun and entertainment for the little ones. Don't miss the opportunity to make this lovely Fernandina Beach home your own.

81048 Leeside Court, Fernandina Beach

Listing courtesy of NON-MEMBER.

Selling Office: KELLER WILLIAMS REALTY / FB OFFICE.

$389,900

3 Beds ⋅ 2 Baths ⋅ 108333 MLS

NO CDD AND LOW HOA! This Dream Finders Camden plan is situated on a large pond lot and located in Harbor Concourse. This 3 bedroom 2 bath home offers an open floor plan with split bedrooms. The double front doors open to a large living room area. Your kitchen offers an extended island with granite countertops, 42'' cabinets, stainless steel appliances, pendant lighting and a large walk in pantry. The master bedroom has a great view of the pond and the bathroom has a garden tub and an extended shower complete with stone accent floor, tile to the ceiling and a bench. The sliding glass doors lead to a covered patio and backyard that is completely fenced. Harbor Concourse offers low HOA dues, a neighborhood playground and large community area. Conveniently located close to shopping and restaurants and a short drive the beach, downtown or Jacksonville.

97383 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS REALTY / FB OFFICE.

Selling Office: ERA FERNANDINA BEACH REALTY.

$622,500

5 Beds ⋅ 4 Baths ⋅ 107726 MLS

The heart of this home is the expansive living room that seamlessly flows into the island kitchen creating an inviting space for gathering. The gourmet kitchen includes double ovens, gas cooktop, quartz countertops, tile backsplash, and stainless appliances including a new Bosch refrigerator. Up front is a flex space that can be used for formal living, an office, or dining. There is one BR located on the first floor with the remaining four BR's and a huge loft up. The spacious master suite w/private bath is connected to the utility room. Double sinks, sep tub & shower, and plenty of closet space. Outside you will find a fully fenced backyard, screened covered rear lanai leading to the open air saltwater pool, fresh sod, and newly painted porches and driveway. The garage is oversized with plenty of room for two cars, storage and tools or perhaps that golf cart?! Just minutes to the beaches and top rated schools of Amelia Island!

81749 Mainsheet Court, Fernandina Beach

Listing courtesy of CENTURY 21 MILLER ELITE.

Selling Office: NON-MEMBER.

$400,000

4 Beds ⋅ 3 Baths ⋅ 109125 MLS

Welcome to your dream home in the desirable Harbor Concourse neighborhood! Enjoy the perks of no CDD fees and a low HOA. This spacious 4-bedroom, 2.5-bathroom home boasts an inviting layout. The master bedroom is conveniently located downstairs, providing privacy and ease. Upstairs, you'll find a versatile loft area, ideal for a playroom or home office. The kitchen is a chef's delight with stainless steel appliances, a charming farmhouse sink, and elegant granite countertops. Step outside to your screen-in lanai and fenced-in backyard which makes it perfect for gatherings and relaxation, with serene views of the pond. Harbor Concourse offers low HOA dues, a neighborhood playground and large community area. Conveniently located close to shopping and restaurants and a short drive the beach, downtown or Jacksonville.

97085 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS REALTY / FB OFFICE.

Selling Office: KELLER WILLIAMS REALTY / FB OFFICE.

$405,000

3 Beds ⋅ 2 Baths ⋅ 108787 MLS

NO CDD AND LOW HOA! This like-new 2017 home is located in Harbor Concourse just 15 minutes to the beaches of Amelia Island. An open floor plan with 3 beds/2 baths, this meticulously maintained home will not disappoint. The white and bright kitchen offers beautiful granite countertops, apron sink, and stainless-steel appliances. Features include beautiful wood flooring throughout, upgraded light fixtures, and a large master suite with dual sinks. Nice curb appeal on the outside, and a very cozy feel on the inside! Harbor Concourse offers low HOA dues, a neighborhood playground and large community area. Possible to be sold furnished. Conveniently located close to shopping and restaurants, 15 minutes to Fernandina Beach's historic district, and just 30 minutes to the airport.

97138 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of BERKSHIRE HATHAWAY HomeServices HWREI.

Selling Office: FLORIDA HOMES REALTY & MORTGAGE.

$550,000

4 Beds ⋅ 2 Baths ⋅ 108043 MLS

Like new 4bed 3 bath POOL home in Harbor Concourse.

81744 Mainsheet Court, Fernandina Beach

Listing courtesy of NON-MEMBER.

Selling Office: PINEYWOODS REALTY, LLC.

$400,000

4 Beds ⋅ 3 Baths ⋅ 2038063 MLS

Welcome to your dream home in the desirable Harbor Concourse neighborhood! Enjoy the perks of no CDD fees and a low HOA. This spacious 4-bedroom, 2.5-bathroom home boasts an inviting layout. The master bedroom is conveniently located downstairs, providing privacy and ease. Upstairs, you'll find a versatile loft area, ideal for a playroom or home office. The kitchen is a chef's delight with stainless steel appliances, a charming farmhouse sink, and elegant granite countertops. Step outside to your screen-in lanai and fenced-in backyard which makes it perfect for gatherings and relaxation, with serene views of the pond. Harbor Concourse offers low HOA dues, a neighborhood playground and large community area. Conveniently located close to shopping and restaurants and a short drive the beach, downtown or Jacksonville.

97085 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS.

Selling Office: .

$389,900

3 Beds ⋅ 2 Baths ⋅ 2025116 MLS

NO CDD AND LOW HOA! This Dream Finders Camden plan is situated on a large pond lot and located in Harbor Concourse. This 3 bedroom 2 bath home offers an open floor plan with split bedrooms. The double front doors open to a large living room area. Your kitchen offers an extended island with granite countertops, 42'' cabinets, stainless steel appliances, pendant lighting and a large walk in pantry. The master bedroom has a great view of the pond and the bathroom has a garden tub and an extended shower complete with stone accent floor, tile to the ceiling and a bench. The sliding glass doors lead to a covered patio and backyard that is completely fenced. Harbor Concourse offers low HOA dues, a neighborhood playground and large community area. Conveniently located close to shopping and restaurants and a short drive the beach, downtown or Jacksonville.

97383 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS.

Selling Office: .

$515,000

5 Beds ⋅ 4 Baths ⋅ 2020883 MLS

Priced well under appraised value and comparable sales. Up to $5,000 in closing costs when using preferred lender* This expertly crafted Dreamfinders home offers a seamless blend of luxury and functionality. Work from home in your dedicated home office. The heart of the home is the stunning kitchen, featuring pristine white granite countertops and custom backsplash. Rich, dark hardwood floors. Unwind in the evenings in front of the stonewall fireplace, the focal point of the living room. Entertain and grill out this summer on the expansive patio Upstairs includes a spacious game room, four guest bedrooms with jack and jill bathrooms, and a master suite with separate tub and walk in shower. Plenty of space for your whole wardrobe and valuables in the massive walk in closet. Don't forget the garage! This home features a convenient tandem 3 car garage with water softener and hot water recirculation pump. Room for a pool.

97235 Harbor Concourse Circle, Fernandina Beach

Listing courtesy of JPAR CITY AND BEACH.

Selling Office: .

$550,000

4 Beds ⋅ 3 Baths ⋅ 2015651 MLS

OPEN HOUSE CANCELLED. This POOL home in HARBOR CONCOURSE is a MUST-SEE! With upgrades & detail finishes throughout, this home has 3 bedrooms, a bonus room w/ additional bath & closet that could also be used as a fourth bedroom, 3 full baths, & a 2-CAR GARAGE w/ epoxy floors. The entire home (apart from tile in the baths) has LUXURY VINYL PLANK FLOORING (no carpet in the home). The beautiful kitchen includes white cabinetry, QUARTZ COUNTERTOPS, stainless steel appliances w/ a custom vent hood, an INDUCTION COOKTOP, glass tile backsplash, & a large island w/ seating. The owner's bath, which is wrapped in shiplap, has a furniture-grade double vanity & lighted vanity mirrors; the large WALK-IN OWNER'S CLOSET can hold any size wardrobe. The SALTWATER, HEATED POOL & pool enclosure was installed in 2022, & the hot tub under the covered lanai is perfect for the cooler months. Other features include AVOCADO & FRUIT TREES, fire pit, fenced backyard, water softener, & full home gutter system.

81744 Mainsheet Court, Fernandina Beach

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS.

Selling Office: .

$400,000

3 Beds ⋅ 3 Baths ⋅ 2009520 MLS

Nestled in the picturesque Fernandina Beach this modern home was constructed in 2017 and boasts three spacious bedrooms and two and a half bathrooms. A three-car garage provides ample space for vehicles and storage. Step inside and be greeted by an open kitchen, family room & dining area creating a seamless flow for entertaining & quality family time. The owner's suite featuring a garden tub, separate shower, and a private toilet, provides a calming retreat. Step outside onto the extended back patio that stretches the length of the house, offering a delightful space to relax and unwind. The back yard is enclosed by a brand new vinyl fence, ensuring privacy and security. Set within a welcoming neighborhood, residents can take advantage of the nearby children's playground, providing fun and entertainment for the little ones. Don't miss the opportunity to make this lovely Fernandina Beach home your own.

81048 Leeside Court, Fernandina Beach

Listing courtesy of WATSON REALTY CORP.

Selling Office: .

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