Ocean Cay Real Estate, Homes, Condos for Sale in Fernandina Beach, FL

Experience the best of Amelia Island living in this beautifully maintained 4-bedroom, 3-bath home in Ocean Cay just off Fletcher Ave, ideally located just moments from the beach, Fort Clinch and protected preservation areas such as Egan’s Creek and the Greenway. Three bedrooms located on main level with the desired 4th bedroom and private bath located above the garage. French doors open to a screened lanai overlooking a tranquil pond with fountain and shaded backyard with patio and mature fruit trees, creating the perfect setting for relaxing or entertaining. Inside, the light-filled open floor plan offers spacious living areas enhanced by plantation shutters, ceiling fans, and a cozy fireplace. The kitchen is designed for both functionality and style, featuring 42-inch cabinetry in abundance, a charming breakfast nook with a bay window, and a convenient butler’s pantry. Enjoy ocean breezes year-round, newer HVAC system & a natural butterfly garden in front while being just minutes from Amelia Island’s historic downtown, local restaurants, nature preserves, and waterfront attractions. A wonderful opportunity to embrace the island lifestyle—this home is a must-see! Open House June 20th 10-12!

2608 Portside Drive, Fernandina Beach

Listing courtesy of SUMMER HOUSE REALTY.

$789,900

3 Beds ⋅ 3 Baths ⋅ 2135911 MLS

Discover this charming home located in the heart of Fernandina Beach. This property boasts spacious living areas filled with natural light, offering a warm and inviting atmosphere. The Beautiful, open kitchen, big living room/dinning room, huge master and two other bedrooms with full baths. There is also a den between the 2 first floor bedrooms that open to the living room with French doors. Enjoy outdoor living with a screened in back porch and a very private patio/backyard appropriate for entertaining or relaxation. Conveniently situated near local amenities and the beautiful beaches of Fernandina. There is an empty lot to the right which is owned by the HOA that can never be built on. Walking distance to the beach and in a beautiful neighborhood. It is a wonderful place to call home! The house is empty and ready to move in.

2625 Georgia Avenue, Fernandina Beach

Listing courtesy of BEYCOME OF FLORIDA LLC.

$965,000

3 Beds ⋅ 4 Baths ⋅ 115124 MLS

Custom coastal luxury in Fernandina Beach on Amelia Island. Designed by architect John Dodd and built by Castleton Homes, this newer construction residence is privately positioned on a corner homesite beside a conservation lot, with pond views and direct access to Egans Creek Greenway. Inside, elevated finishes and exceptional craftsmanship define the home: 8-inch wire brushed white oak flooring throughout, 10-foot ceilings, a dramatic 13-foot cathedral ceiling in the family room, 8-foot solid core interior doors, crown molding, and designer details throughout. The chef's kitchen features quartz countertops, a 6-burner gas cooktop, an oversized island, walk-in pantry with solid wood shelving, reverse osmosis system, designer lighting, and ceiling-height custom cabinetry with integrated lighting. The first floor owner's suite offers a beautifully appointed bath, heated towel rack, and custom walk-in closet. Additional bedrooms include en suite baths, and the loft provides flexible space for an office or quiet retreat. Outdoor living includes a screened covered porch and a second floor rocking chair porch overlooking the pond. Paid-off solar panels, two Tesla Powerwalls, and a Tesla wall charger deliver energy independence without a generator. Minutes from Amelia Island beaches, Fort Clinch State Park, and historic downtown Fernandina Beach. Voted Best Island in the United States by Global Traveler magazine, Amelia Island offers a way of life without comparison.

2601 Portside Drive, Fernandina Beach

Listing courtesy of SUMMER HOUSE REALTY.

$690,000

3 Beds ⋅ 2 Baths ⋅ 114420 MLS

Welcome to coastal living at it's finest! Ideally located just steps from the Atlantic Ocean, this home offers the best of Amelia Island's relaxed beach lifestyle. Enjoy close proximity to A+ rated schools, historic downtown with its charming shops and renowned restaurants, and the natural beauty of Egan's Creek Greenway- perfect for hiking, biking, and scenic walks. Whether your seeking everyday coastal living or a serene island retreat, this prime location places your right where you want to be.

419 Portside Drive, Fernandina Beach

Listing courtesy of CABANA LANE, INC..

Selling Office: CABANA LANE, INC..

$825,000

4 Beds ⋅ 3 Baths ⋅ 2119028 MLS

Island Life is Calling! Updated 4-bed/3-bath home tucked deep into a quiet cul-de-sac in the Ocean Cay community on Amelia Island! Walk to the beach, restaurants, Fort Clinch, the Atlantic Rec Center, and Egans Creek Greenway w/kayak launch. This open, light-filled plan features solid-surface flooring and a welcoming living area with a wood-burning fireplace. Three first-floor bedrooms provide comfortable living. The fourth bedroom/bonus room and full bath on the second floor are ideal for guests, a private office, or a retreat. Updates include 2025 Roof, WOLF dual-fuel oven, BOSCH dishwasher, two 2018 HVAC systems, whole-house water filtration and water softener, smart garage door opener, epoxy flooring, and dedicated Level 2 EV charging port. Most windows replaced in 2023. Enjoy indoor/outdoor living with a tiled lanai, paver patio, and outdoor shower. Ocean Cay's gathering area in the cul-de-sac adds to the community's appeal. Schedule your showing Today!

414 Portside Drive, Fernandina Beach

Listing courtesy of COLDWELL BANKER THE AMELIA GROUP.

Selling Office: .

$825,000

4 Beds ⋅ 3 Baths ⋅ 113667 MLS

ISLAND LIFE IS CALLING! This updated 4-bed/3-bath home in the sought-after Ocean Cay community is tucked deep into a quiet cul-de-sac surrounded by wooded HOA property on two sides and within walking distance to the beach, restaurants, Fort Clinch, the Atlantic Rec Center, and Egans Creek Greenway with kayak launch access. Inside, an open and light-filled floor plan features solid-surface flooring throughout and a welcoming living area with a wood-burning fireplace. Updates include a 2025 Roof, WOLF dual-fuel oven, BOSCH dishwasher, two 2018 HVAC systems, whole-house water filtration and water softener, smart garage door opener, epoxy flooring, and dedicated Level 2 EV charging port. Most windows replaced in 2023, enhancing efficiency and comfort. Three first-floor bedrooms provide comfortable living, and the fourth bedroom/bonus room and full bath on the second floor are ideal for guests, a private office, or a retreat. Enjoy indoor/outdoor living with a tiled lanai, paver patio, and convenient outdoor shower. Ocean Cay’s park-like gathering area in the cul-de-sac adds to the community’s appeal. Located on the stunning barrier island of Amelia Island-- known for 13 miles of Atlantic coastline, renowned golf, vibrant arts and culture, exceptional dining, and the charm of historic Fernandina Beach. SCHEDULE your showing TODAY!

414 Portside Drive, Fernandina Beach

Listing courtesy of COLDWELL BANKER THE AMELIA GROUP.

Selling Office: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST.

$800,000

3 Beds ⋅ 2 Baths ⋅ 112051 MLS

Dreaming of living near the beach? This is your chance! New on the market, this lovely Ocean Cay, POOL home is steps away from ocean. Relax on the screened lanai with a serene view of the heated pool, pond and preservation area. Home is freshly painted inside and out and ready to occupy! Ocean Cay has a low annual HOA ($428/year) and is walking distance to the beach, Rec Center, Downtown, Fort Clinch and 3 wonderful restaurants. This location cannot be beat! Portside Drive is a cul-de-sac street, so no traffic worries. You'll see smiling faces who wave when you drive by, making this community a wonderful place to call home. 403 Portside has been well taken care of with a 3 year old HVAC, 10 year old roof, fresh paint inside and out. Easy to show on short notice!

403 Portside Drive, Fernandina Beach

Listing courtesy of SHRIMP CAPITAL REALTY.

Selling Office: CENTURY 21 MILLER ELITE.

$735,000

4 Beds ⋅ 2 Baths ⋅ 110040 MLS

HEAR the ocean waves and SMELL the salt air from this sought after neighborhood just STEPS FROM BEACH FUN! Ocean Cay is a charming small coastal community of 65 residences including it's own NATURE TRAIL. There are no CDD fees and a very low annual HOA fee of $364. This home was built and lovingly cared for by one family. A new roof installed 2017. HVAC 2013. Water Heater 2023. Exterior painted within the last 8 years. Natural lighting added by 3 Sun Tunnel Skylights. Master shower area re-tiled. The huge bonus room upstairs has a closet and is currently used as an office. The Master and 3 bedrooms are on the main floor. Dining area is encompassed within the Great Room. The kitchen enjoys an Island and a COZY breakfast nook where you can enjoy your morning coffee watching the early morning neighborhood activities. Common sightings of deer can be enjoyed in the early morning or early evening from the screened rear porch. Bird watchers will be thrilled with the natural preserve..... Pileated Woodpeckers, Red Tail Hawks, Eagles...just to name a few! Join in on the fun with many activities going on right around the corner at the Recreational Center's Olympic size pool or walk to main beach with restaurants and community activities always planned including putt putt. Historic downtown Fernandina Beach is an easy walk or bike ride or golfcart away. These homes in Ocean Cay are rarely on the market....make your appointment today!

407 Georgia Avenue, Fernandina Beach

Listing courtesy of BERKSHIRE HATHAWAY HomeServices HWREI.

Selling Office: CENTURY 21 MILLER ELITE.

$650,000

2 Beds ⋅ 2 Baths ⋅ 109958 MLS

Welcome to your cozy coastal retreat in the desirable Ocean Cay neighborhood of Amelia Island! Just a short stroll from pristine beaches and Fort Clinch State Park, this charming home offers a serene atmosphere. The spacious interior features an open floor plan filled with natural light, perfect for relaxation and entertaining. A large flex room can easily be converted into a third bedroom by adding a closet, making this home versatile for your needs. Enjoy year-round comfort in the fully enclosed rear porch, ideal for morning coffee or evening relaxation. The nearby city recreation center includes a heated pool and gym. With convenient access to shopping, dining, and outdoor adventures, this home embodies the best of Amelia Island living. Don’t miss your chance to own this delightful property—schedule a showing today and embrace the coastal lifestyle you've always dreamed of! Roof 2020 Water Heater 2024

2621 Georgia Avenue, Fernandina Beach

Listing courtesy of STILLWELL REAL ESTATE, LLC.

Selling Office: FLORIDA HOMES REALTY & MORTGAGE.

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